Fast & Flexible Bridging Loans.

Move on that opportunity quickly.

Opportunities don't wait, so it’s crucial to act fast.

Whether you’ve purchased a house through an auction, are looking to buy-to-let, or need secured finance, a bridging loan can help you quickly get the funds you need.

Apply Online in Minutes. Free no-obligation bridging loan quote. Quick & easy.

Fast funds to get your project moving.

Bridging the gap between opportunity and reality.

A bridging loan, as the name suggests, serves as a bridge between transactions. Whether you're buying a new property before selling your current one or funding renovations before leasing a building, a bridging loan can provide the funds you need to make it happen.

Instead of waiting for traditional financing- and experiencing the risk of losing that purchase of a lifetime- a bridging loan offers a stepping stone to cover the financial gap between your immediate cash needs and securing a long-term financing solution.

Whatever your credit history or circumstances, we can help you get the bridging loan you need, fast.

Affordable bridging loans from £10k to
£1 million.

Funding for everyone, whatever your circumstances

We can get funding for you, even if you have poor credit history.

DotBroker is leading the way, with our experienced team and the power of A.I technology, to find you the best deal. Not only do we search thousands of lenders to find you the best loan tailored to your requirements, but we also consider alternative methods like private funders, banks and investment firms, to increase your options.

If you’ve been turned down the high street or your current broker can’t do it. We can.

We’re leading the way in making fast and fully funded bridging loans accessible to individuals and organisations with any credit history, whatever the circumstances, enabling you to move your project, goal or dream forward, to become a reality.

Not only do we find you the best deal tailored to your needs, budget and requirements, but our transparent and clear approach keeps you updated throughout the whole process, every step of the way.

Whatever you need, our specialist team can get you the funding.

3 Quick & Easy Steps to a Bridging Loan.

1) Apply Online in Minutes

Enter some basic information to get your free no-obligation loan quote, tailored to your circumstances. Your application will only take a few minutes to complete, and our experts are on hand to answer any questions you have about financing options.

2) Matched with the best deals

Our experienced team, together with some help from our A.I tech, will search our database of lenders and alternative funding options, matching you with the best deals based upon your requirements. We’ll keep you informed every step of the way.

3) Stress-free funding

Once you’ve chosen the loan right for you, you’ll be able to access the funds quickly and easily. We’ve helped thousands of people access quick, fast funding. As a broker, we only work with trusted lenders to bring you deals and borrowing options that others may not be able to provide.

What our customers say.
Our customers rank us 5 out of 5

  • “Securing our dream property was made possible with a bridging loan. It gave us the edge we needed to act quickly in a competitive market. The process was smooth, and we could focus on settling in without the stress of waiting for our previous property to sell.” - John and Sarah

  • “Launching our new business venture required immediate funds. A bridging loan provided us with the capital needed to kick-start operations swiftly. It was a lifeline during a critical time, allowing us to seize opportunities without delay.” - Emma, Entrepreneur

  • “Facing an unexpected tax bill, we turned to a bridging loan for assistance. It provided the financial flexibility we needed to manage the situation effectively. Repayment terms were manageable, and we appreciated the quick response and support.” - David and Emily

  • “Winning at auction required a fast response. Thanks to a bridging loan, we secured the necessary deposit promptly and confidently. It was a game-changer in our property investment strategy, ensuring we didn’t miss out on valuable opportunities.” - Mark, Property Investor

  • “Winning at auction required a fast response. Thanks to a bridging loan, we secured the necessary deposit promptly and confidently. It was a game-changer in our property investment strategy, ensuring we didn’t miss out on valuable opportunities.” - Mark, Property Investor

From opportunity to reality.

Short term bridging loans to get your project moving.

The best opportunities never wait, and so it’s important to jump in, equipped with the funds you need to seal the deal.

Bridging loans can be used for a variety of things, including:

Buying a new home before selling your current one.

Securing a commercial building while awaiting long-term financing.

Providing short-term working capital for business operations or expansion

Acquiring land for future development or investment purposes.

Securing a property bought at auction where the purchase needs to be completed quickly

Funding property renovations to increase value before sale or rental.

Releasing equity tied up in property to cover urgent financial needs or opportunities.

Financing buy-to-let properties while arranging for long-term buy-to-let mortgages.

Covering unforeseen expenses or emergencies that require immediate funding.

Preventing a property chain from collapsing

By providing quick access to funds, bridging loans can help a wide range of financial needs, making them an essential tool for property investors, developers, and businesses.

  • Bridging loans are not just for property; they can also be a lifeline for business ventures. If you’re looking to start a new business or inject funds quickly cash into an existing one, a bridging loan can be a smart decision.

    Similarly, bridging loans offer a speedy solution for unexpected financial challenges, such as a sudden tax bill or a divorce settlement. They provide the financial buffer you need, allowing you to settle these obligations and repay the loan at a pace that suits you.

    Bridging loans are flexible and adapt to any situation, whether it’s for a property purchase, business venture, unexpected bill, or auction win. Bridging loans provide a swift and efficient financial solution, that work for you.

  • A bridging loan is a short-term loan typically lasting up to 12 months. It’s designed to bridge the funding gap during property transitions, particularly when you are waiting for a property sale to complete. This type of loan is secured against the property you are buying, one you already own, or sometimes both.

    One unique feature of bridging loans is that instead of monthly interest payments, the interest is rolled up and added to the total loan amount. This means you don't have to worry about monthly interest payments, allowing for better cash flow management.

    For example, if you are ready to move but your buyer backs out at the last minute, a bridging loan can help you secure your new home. With its typical 12-month duration, you have ample time to sell your old property and use the proceeds to repay the bridging loan once the sale is finalised.

Never miss out on an opportunity. Quick bridging loans, to help you get from dream to reality.

I had my sights set on purchasing a local petrol station, knowing its immense business potential, but traditional lenders were too slow and restrictive. Time was running out, so I turned to DotBroker for help. Their team listened to my needs and quickly identified suitable bridging loan options using their vast network, including non-traditional funding options. The process was smooth and transparent, and they kept me informed every step of the way. Thanks to DotBroker, I secured the funds in record time from a private funder and acquired the petrol station, turning my entrepreneurial dream into a reality. The new venture has flourished, and I continue to rely on DotBroker for their swift and tailored financial solutions.
— Tom, entrepreneur (and now proud petrol station owner)

Created around you.

For the solution you need.

Bridging loans are a versatile tool beyond property transactions- they can also be used for business ventures. Whether you're launching a startup or injecting capital into an existing enterprise, a bridging loan provides a strategic financial solution.

Whatever you need a bridging loan for, we can help you to find the right one.

DotBroker specialises in fast and flexible property finance solutions like bridging and homeowner loans. Our expert team, with over 30 years of financial expertise, will guide you from your initial inquiry to the funding landing in your account.

Even if you have a poor credit history, we have the expertise to secure funding from thousands of lenders, including private funders, banks, and investment firms, to expand your options.

Whatever your funding needs, our specialist team is here to help you get the finances you need to achieve your project, goal, or dream.

Bridging Loans Frequently Asked Questions.

  • A bridging loan is a short-term loan used to bridge a gap in financing, typically between the purchase of a new property and the sale of an existing property.

  • Description text goes hereBridging loans usually last between 1 to 12 months, though some lenders may offer longer terms depending on the circumstances.

  • Bridging loans can be used for various purposes including property purchases, property renovations, auction purchases, business ventures, unexpected bills, and bridging financial gaps during property transactions.

  • Interest on a bridging loan can be structured in different ways. It may be rolled up and added to the loan amount, paid monthly, or sometimes deducted upfront depending on the lender and the terms of the loan.

  • Interest rates for bridging loans are generally higher than traditional mortgage rates due to their short-term nature and higher risk. Rates can vary widely depending on the lender, your financial circumstances, and the loan-to-value ratio.

  • Yes, bridging loans are typically secured against property, which can be the property you're purchasing, a property you already own, or sometimes both properties.

  • Bridging loans are known for their fast approval and funding times. In some cases, funds can be available within days, making them suitable for time-sensitive transactions such as auctions.

  • Yes, many bridging loans allow for early repayment without penalties. However, terms can vary between lenders, so it's crucial to check the terms and conditions of your specific loan.

  • Yes, bridging loans are regulated by the Financial Conduct Authority (FCA) in the UK, ensuring that lenders adhere to certain standards and practices to protect consumers. Dot Broker is a brokerage, connecting you with these lenders.

  • Bridging loans are typically secured against property, which can make them more accessible even if you have bad credit. Dot Broker specialises in finding lenders for everyone, whatever their circumstances.

Your Specialist Property Finance Experts.

Helping you to find the right bridging loan for you.
Fast Finance from £10k to £1 million.